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I am currently enrolled in mortgage credit certificate (MCC) I was looking to see what happens if I rent out my primary residence a year after closing If I chose to downsize and move back with my family, do I simply not claim the MCC or will I violate the terms, I ask that because the brochure explains recapture of taxes only on selling the ...
Any news on the Mortgage Credit Certificate (MCC) ?, Long Island, 0 replies LIers react to $75B federal mortgage program, Long Island, 16 replies Mortgage Broker Question- Don Romano from Shelter Rock Mortgage Corp., Long Island, 3 replies Bank/credit union for new mortgage, Long Island, 9 replies
It's not a "huff" or a "puff." New York RPAPL Section 1921 provides: 1. After payment of authorized principal, interest and any other amounts due thereunder or otherwise owed by law has actually been made, and in the case of a credit line mortgage as defined in section two hundred eighty-one of the real property law on written request, a mortgagee of real property situate in this state, unless ...
Mortgages - Lenders, loans, financing, rates, foreclosures, short-sales, brokers, credit score, deed, lien, refinancing, borrowers
Isn't it unusual to provide the lender with a copy of my social security card? Is it safe to upload a black and white copy to them because they keep stating I have to provide it. If I provide it, will I be at risk of identity theft? I am very concerned because this is the first time I am using a mortgage broker instead of an actual bank.
Regarding the Certificate of Occupancy, if a home was built prior to 1938 then a C of O is not required for a property to obtain a mortgage. However, if it is built after that I don't know of ANY mortgagor that will close a deal without one.
Check to see that the foundation of the house is not affected by any potential leakage; ask the sellers if they'd done any foundation work/repair - they are legally obliged to disclose them to you esp. if you ask explicitly. Also, mortgage lenders + home insurers might give you a hard time with a buried oil tank (in use or abandoned).
Interested in Buying a Pre-1939 house without a Certificate of Occupancy, New York City, 6 replies Buying 3-Family House With No Certificate of Occupancy, New York City, 13 replies House without certificate of occupancy, Miami, 6 replies Who is at fault if we purchased a home without a Certificate of Occupancy:?, Long Island, 28 replies
NJ Real Estate Question: Why do you need a new Certificate of Occupancy issued for a 30 year old resale house?, Real Estate Professionals, 18 replies Termite inspection said no termites but we found termites, Real Estate, 22 replies Certificate of Occupancy question, Westchester County, 28 replies
Announcement 08-30 November 14, 2008 Repair Escrows for Existing Construction Selling Guide, Part XI, Section 202: Status of Construction; and Section 405.08: Property Condition