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You may be able to get a corporate credit card without a personal guarantee. In other words, your business is liable for all of the credit card debt. In some cases, corporate credit cards don’t ...
Business credit cards. Corporate credit cards. Who’s liable? The business owner usually signs a personal guarantee, making themself liable for all debt (including any debt charged by employee ...
If you own a small business, you are probably used to separating your business and personal finances. A personal guarantee is an agreement an owner or executive makes to pay back a debt if the ...
In 2002, GE Finance purchased Australian Guarantee Corporation's New Zealand-based finance company to create the AGC Creditline Card (now GEM Visa Card), which provides financing for retailers. In 2006 GE Money New Zealand purchased Pacific Retail Finance (PRF), New Zealand's largest personal consumer finance company, and the mortgage assets of ...
In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. [1] Unsecured debts are sometimes called signature debt or personal loans. [2]
Common personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans, and payday loans. The credit score of the borrower is a major component in underwriting and interest rates ( APR ) of these loans.
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