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Received my fourth CLI from Mission Lane to $6,350. Low usage on the card last six months, typically $0 to $750 a month, PIF. CH7 BK discharged late 2022. F9 scores in the low to mid 700s. F8 scores in upper 600s low 700s. W2 ~300K. Very excited! That's an excellent credit limit for a rebuilder card. They usually max out at a certain point, so ...
Mission Lane Double Your Limit? About 7 months ago I was approved for the Mission Lane card with the AF and had a $500 SL. I distinctly remember the page saying after 6 months I could get double my credit limit as long as all minimum payments were made on time. Here we are after the 7th statement cut and I get a $100 increase.
Rebuilding since September 2020. who i burned - chase, cap 1, TD bank, Sync, were the biggies. Income 40k. Total utilization around 20 pct depending on my current usage/needs. Ficos ,most are slightly above 700, the 9's slightly higher than the 8's. TCL - about 110k. Retired since 2017. Message 4 of 6.
Rebuilding with Mission Lane = CLI. Mission Lane is one of my rebuild cards I opened about 6 1/2 months ago with a starting line of $1,000. I received a email yesterday stating they raised my credit limit to $1,500. First 3 months I ran about $1,500 - $2,000 through the card PIF every month and the past 3 months I've just been letting my AT&T ...
Congrats to the OP on approval. Regarding your commend Squid - they have multliple versions of the Mission Lane cards currently. There's a $59 AF card you referenced, a $19 AF version and a no AF with 1.5% CB but still a high 29.99% APR. Rebuild Started Nov 2021. June 2022 FICO 8: June 2022 FICO 9: Aug 2024 FICO 8:
Mission Lane CLI. I am extremely happy to report that after paying close attention to my balance on Mission Lane, which was the first company to step out for me after bk7, I woke up to my first CLI increase from $500 to $1,000. It isn't much, but after 6 months of on time payments and careful balance management, it works.
Mission Lane Visa AUTO CLI. Just logged into my mission lane app, and lo. and behold, like clockwork, after 6 statements, an auto CLI!!! Guess how much!? That's right, +$100!!! LoL I'll take it!! Now it's $1,100 CL. Has a $59 AF which will be negotiated in the fall as I approach one year.
Mission Lane Visa $3000 Auto-CLI’s. Wanted to share some DP's on the Mission Lane Visa and the auto-CLI's I've received on the card. Some background: This is the first card I opened as part of my rebuild after my BK7 discharged. Originally applied for the card November 2020 after my BK7 had discharged in February 2020. Initial SL of $750.
Mission Lane Visa. Was pre approved in the credit karma portal, wanted to check the limit and rate. Was approved for a $300 unsecured limit with a chance to increase limit in 6 months. has a $59 Annual fee with 29.99% Interest rate.
You're approved! I have a $1,500 credit limit. The annual fee is $0. The interest rate is 26.99% and it has 1% cash back. This is my 3rd unsecured credit card. They pulled my TransUnion credit report and my current TU FICO score is 664. My TU VantageScore is 657 according to CreditSesame.