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3. Apply for a new line of credit. Adding a new line of credit and making on-time payments can boost your credit score. This can establish a good payment history and increase your total credit ...
Debt collectors are required to provide you with a written notice within five days after first contacting you about a debt that includes the name of the original creditor and the amount owed, as ...
Bankruptcy. Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as ...
Bill Bartmann. William R. Bartmann (1948 – November 29, 2016) was the founder and CEO of CFS2, Inc, a consumer financial recovery company based in Tulsa, Oklahoma. From 1986 to 1999, Bartmann served as CEO of Commercial Financial Services Inc., the nation's biggest debt collection company. [1] One officer of the company was accused of being ...
“In addition, if a debt collector contacts you about a debt you thought was discharged in bankruptcy, you have on-hand proof.” The paperwork you should keep includes: Bankruptcy petition and ...
Debt consolidation. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2 ...
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