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  2. Diners Club International - Wikipedia

    en.wikipedia.org/wiki/Diners_Club_International

    Diners Club International (DCI), founded as Diners Club, is a charge card company owned by Discover Financial Services.Formed in 1950 by Frank X. McNamara, Ralph Schneider (1909–1964), [3] Matty Simmons, and Alfred S. Bloomingdale, it was the first independent payment card company in the world, successfully establishing the financial card service of issuing travel and entertainment (T&E ...

  3. HDFC Bank - Wikipedia

    en.wikipedia.org/wiki/HDFC_Bank

    HDFC Bank Limited. HDFC Bank Limited (also known as HDFC) is an Indian banking and financial services company headquartered in Mumbai. It is India's largest private sector bank by assets and the world's tenth-largest bank by market capitalization as of May 2024. [ 9][ 10][ 11] The Reserve Bank of India (RBI) has identified the HDFC Bank, State ...

  4. National Common Mobility Card - Wikipedia

    en.wikipedia.org/wiki/National_Common_Mobility_Card

    The transport card enables the user to pay for travel, toll duties (toll tax), retail shopping and withdraw money. It is enabled through the RuPay card mechanism. [1] The NCMC card is issuable as a prepaid, debit, or credit RuPay card from partnered banks such as the State Bank of India, Bank of India, Punjab National Bank, and others. [2]

  5. How India’s fast-growing middle class propelled HDFC Bank ...

    www.aol.com/finance/india-fast-growing-middle...

    93%. HDFC Bank's revenue growth, fiscal 2023-24. The surge reflects the bank's July 2023 merger with its former parent company. Investors say HDFC Bank needs to boost deposits to keep the new ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [ 1] Credit cards are one of the most widely used forms of payment across the world. [ 2]

  7. VisionPLUS - Wikipedia

    en.wikipedia.org/wiki/VisionPLUS

    VisionPLUS is a financial software application from First Data Corporation. Originally developed by the Paysys Research and Development Group, [1] this application is mainly used for credit card transaction processing by banks and transaction processing companies, storing and processing credit card, debit card, prepaid, closed end loan accounts and similar financial transactions [2] such as ...

  8. Credit limit - Wikipedia

    en.wikipedia.org/wiki/Credit_limit

    A credit limit is the maximum amount of credit that a financial institution or other lender extends to a debtor on a particular credit card or line of credit. Lenders generally set limits based on specific information about credit-seeking applicants, including income and employment status. Credit limits play an influential role on a consumers ...

  9. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    From 8 June 2022, RBI allowed linking RuPay credit cards with UPI. Customers can now make credit card payments using UPI, in the absence of a physical card. [39] NPCI developed a real-time feature that will reduce the 24-hour time period taken by banks to unblock funds over time-out or transaction declines to 30 seconds. [40]

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