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  2. FICO Score vs Credit Score: What's the Difference? - AOL

    www.aol.com/fico-score-vs-credit-score-200056356...

    The biggest difference between the two is that with VantageScore, even if you have a very short credit history (as short as one month), you can get a score and have better access to credit. With ...

  3. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    In the United States, a credit score is a number based on a statistical analysis of a person's credit files, that in theory represents the creditworthiness of that person, which is the likelihood that people will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  5. How to Read a Credit Report to Find the Red Flags - AOL

    www.aol.com/read-credit-report-red-flags...

    The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

  6. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

  7. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Myth 1: You Need a Credit Card to Raise Your Credit Score. This is one of the most common myths. People believe that if you have a low credit score, you need a credit card to raise it. In reality ...

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