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  2. 10 Things You Can’t Buy If Your Credit Score Is Under 600 ...

    www.aol.com/finance/10-things-t-buy-credit...

    A House (With a Conventional Mortgage) Most mortgage lenders require a minimum credit score 620 to qualify for a conventional home loan. With a score under 600, you’ll either be denied outright ...

  3. State of retail cards and buy now, pay later in 2024 - AOL

    www.aol.com/state-retail-cards-buy-now-153000862...

    Roughly half of consumers (53%) knew what buy now, pay later plans were in 2021. Wide range of users, but flourishing among high earners: Buy now, pay later plans are most popular among consumers ...

  4. The 7 Best Store Credit Cards Worth a Spot in Your Wallet - AOL

    www.aol.com/7-best-store-credit-cards-213635309.html

    Best Overall: Capital One Walmart Rewards Mastercard. APR: Depending on credit score, 17.99% – 26.99% variable APR. Annual Fee: None. Benefits: Open-loop card — can be used anywhere Mastercard ...

  5. The Credit Score You Need To Qualify for Most Retail Store Cards

    www.aol.com/finance/credit-score-qualify-most...

    For years, retail store cards have been the go-to way to build your credit score. The reasoning has been that these cards are relatively easy to get, and paying the balance due in a timely manner...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit scoring systems in the United States have garnered considerable criticism from various media outlets, consumer law organizations, [1] government officials, [2] debtors unions, [3] [4] and academics. Racial bias, [5] discrimination against prospective employees, [6] discrimination against medical and student debt holders, [7] poor risk ...

  7. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    Key takeaways. A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with ...

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