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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    You might discover your credit score doesn’t fall in the range most credit card issuers want to see (cards for excellent credit, they want to see 720 or above; some issuers make offers to ...

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  4. 8 Steps To Getting Approved for a Credit Card ... - AOL

    www.aol.com/finance/8-steps-getting-approved...

    One of the utmost steps of importance is taking the time to understand your credit score. “Check your credit score,” advised Jason Gaughan, credit cards executive at Bank of America. “Your ...

  5. How To Apply For a Credit Card and Get Approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    Keeping that in mind, here are some other terms you might see on the offers. 4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically ...

  6. Discover Card - Wikipedia

    en.wikipedia.org/wiki/Discover_Card

    Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).

  7. Payment Card Industry Data Security Standard - Wikipedia

    en.wikipedia.org/wiki/Payment_Card_Industry_Data...

    The Payment Card Industry Data Security Standard ( PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council, and its use is mandated by the card brands. It was created to better control cardholder data and reduce credit ...

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