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2. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Chapter 13: In a Chapter 13 filing, you get set up on a court-ordered repayment plan. Any remaining debt after a certain time, like five years, might be discharged. ... Why not paying debt is not ...

3. How To Catch-Up After Paying Your Debt Off - AOL

   www.aol.com/catch-paying-debt-off-170010293.html

   Paying off debt takes an incredible amount of dedication and commitment. However, using your extra money on debt repayment may cause you fall behind in other places, and you'll need to do some...

4. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   When you use a debt settlement service, instead of paying your monthly bills, you will put money in an escrow account that the settlement company manages. The company will then use the money in ...

5. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

6. Debt evasion - Wikipedia

   en.wikipedia.org/wiki/Debt_evasion

   Debt evasion is the intentional act of trying to avoid attempts by creditors to collect or pursue one's debt. At an elementary level, this includes the refusal to answer one's phone by screening one's calls or by ignoring mailed notices informing the debtor of the debt. In more advanced cases, this includes misleading the creditor to believe ...

7. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

8. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   Make a new charge on the account. Make a payment. ... Set up a repayment plan. If paying the debt in full upfront isn’t possible, discuss setting up a repayment plan with the collector. A ...

9. AOL Mail

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