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2. How credit card companies make money - AOL

   www.aol.com/finance/credit-card-companies-money...

   Key takeaways. Credit card companies generate most of their income through interest charges, cardholder fees and transaction fees paid by businesses that accept credit cards. Even if you don't pay ...

3. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   For example, if you have a car loan with a 7 percent interest rate, transferring it to a balance transfer credit card with a 29.99 percent regular interest isn’t likely to make sense if you’ll ...

4. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Many credit card issuers give a rate that is based upon an economic indicator published by a respected journal. For example, most banks in the U.S. offer credit cards based upon the lowest U.S. prime rate as published in the Wall Street Journal on the previous business day to the start of the calendar month. For example, a rate given as 9.99% ...

5. Want a better credit card interest rate? Try smaller ... - AOL

   www.aol.com/finance/want-better-credit-card...

   Large banks charge higher interest rates, irrespective of credit score. According to the consumer protection agency, the 25 largest credit card issuers charged interest rates that were 8 to 10 ...

6. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

7. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   A balance transfer is a transaction that moves existing debt from one credit card to another card. If you transfer the balance from a card with a higher APR to a card with a lower rate, or even an ...