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1. Cook Gourmet Meals at Home. Next time you go to a fancy restaurant and order an expensive meal, consider what it would cost to replicate the same thing (and an undoubtedly larger portion) at home.
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Haircut (finance) In finance, a haircut is the difference between the current market value of an asset and the value ascribed to that asset for purposes of calculating regulatory capital or loan collateral. The amount of the haircut reflects the perceived risk of the asset falling in value in an immediate cash sale or liquidation.
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