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Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way. Enroll in, Recertify, or Change an Income-Driven Repayment (IDR) Plan.
Find out how to apply for federal student aid, manage your loans, and explore debt relief options at StudentAid.gov.
Log in to your account to view your financial aid history and repayment plan options.
To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA form , your college or career school will send you a financial aid offer , which may include federal student loans.
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I am a student and want to access the 2023–24 FAFSA form. I am a parent filling out a 2023–24 FAFSA form for a student. I am a preparer helping a student fill out his or her 2023–24 FAFSA form.
The Supreme Court blocked the one-time debt relief plan (you may also know this as the forgiveness of up to $20,000 for Pell Grant borrowers). But you may be able to get help repaying your loans, including full loan forgiveness, through other federal student loan programs.
It’s simple to pay toward your student loan—at any time. Get started by working with your federal loan servicer.
Federal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like MOHELA to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.
Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.