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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  3. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    That is to say, a letter of credit is a payment method used to discharge the legal obligations for payment from the buyer to the seller, by having a bank pay the seller directly. Thus, the seller relies on the credit risk of the bank, rather than the buyer, to receive payment.

  4. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Scorecards are built and optimized to evaluate the credit file of a homogeneous population (e.g. files with delinquencies, files that are very young, files that have very little information). Most empirically derived credit scoring systems have between 10 and 20 variables. [6] Application scores tend to be dominated by credit bureau data which ...

  5. Documents you’ll need to apply for an unsecured business loan

    www.aol.com/finance/documents-ll-apply-unsecured...

    Apply: Submit your application for the chosen unsecured loan along with any required documentation. Approval : Await the lender’s decision, which can take a minimum of one day to several weeks.

  6. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Click on “Request your free credit reports”. Once you're on the correct website, you'll see a button on the main page that says “Request your free credit reports.”. It's a red button you ...

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank. The VantageScore 3.0 and 4.0 lower than 550 is very poor, 550–649 is poor, 650–699 is fair, 700–749 is good, and 750–850 is excellent.

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