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Discover's Money Market account gets you high interest rates, no fees and lets you access your cash via ATM, debit card and checks. Open a money market account today.
Explore our comprehensive Certificate of Deposit FAQs for answers to common questions. Learn how a CD Account works, the minimum deposit requirement and more.
Learn more about when CD rates will go up, plus how they’re determined. November 13, 2023. Interest rates are going up … again. That was a common refrain in 2022, with the Fed raising interest rates several times to rein in inflation. According to BankRate, this trend has continued in 2023.
Or text APP to DISCOV (347268) to download on your phone. Message and data rates may apply. Log in to your Discover Bank Account Center and access your account today. If not registered, register now for easy online access to your Discover bank account.
The APY will be determined and fixed for entire IRA CD term once account is opened and correctly completed documentation and funding is received. We will send you written confirmation of the interest rate, APY and maturity date of your IRA CD after it is opened or funded.
You can open a Discover IRA CD with as little as $2,500; we offer flexible terms ranging from 3 months to 10 years, and deposits are FDIC-insured up to $250,000 per depositor, per account ownership category. There are two types of IRA CDs: Traditional and Roth.
Discover online bank accounts—no hidden fees, 24/7 U.S.-Based service, and 60,000 no-fee ATMs. Enjoy the freedom of free checking when you open an account today.
IRA Savings Bank Accounts from Discover offer both Traditional and Roth IRAs with high interest rates. View our IRA Savings rates and open an account today.
Option 1: Renew the full amount of the CD for the same term. If you do nothing when your CD matures, Discover will automatically renew it for you after a 9-day grace period. The new CD will have the same term as the old one. So if your CD was for 1 year, the new one will also be for a 1-year term.
Our friendly customer service is available 24/7. 1 (800) 347-7000. Our online banking FAQ is here to help when you need it. Explore the frequently asked questions you may have on checking, savings or retirement accounts.