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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

3. What is a CD (certificate of deposit)? - AOL

   www.aol.com/finance/cd-certificate-deposit...

   A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires ...

4. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

5. Certificates of Deposit (CDs) vs. IRAs: What’s the Difference?

   www.aol.com/finance/certificates-deposit-cds-vs...

   Two popular savings options are certificates of deposit (CDs) and individual retirement accounts (IRAs). While both are designed to help individuals grow their money, they serve different purposes ...

6. Best CD rates today: Earn guaranteed high yields on popular ...

   www.aol.com/finance/best-cd-rates-today-earn...

   Today's rates on certificates of deposits are expected to edge down from their historic highs, but you can still lock in up to 5% APY and higher — at least 10 times the 0.47% national average of ...

7. Certificate of Deposit (CD): What It Is and Whether It’s ...

   www.aol.com/finance/certificate-deposit-cd...

   A certificate of deposit typically offers a higher rate of return than a traditional savings account. Find out which type of CD might be right for you.