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  2. What is a merchant cash advance? - AOL

    www.aol.com/finance/merchant-cash-advance...

    A merchant cash advance is an alternative type of business financing that advances a lump-sum payment based on future credit or debit card sales. You’re essentially guaranteeing the advance with ...

  3. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions. In some cases a payment processor, independent sales ...

  4. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

  5. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

  6. Multi-currency pricing - Wikipedia

    en.wikipedia.org/wiki/Multi-currency_pricing

    Multi-currency pricing (MCP) is a method that international companies use to do business using local currencies. [1] [2] This allows them to price goods and services in a variety of foreign currencies, while continuing to receive settlement and reporting in their home currency. With MCP, merchants can sell the same item to British customers in ...

  7. What are small business loans and how do they work? - AOL

    www.aol.com/finance/business-loans-215421282.html

    Typically, lenders require the collateral used to secure the loan equal to 100 percent of the loan amount. If you take out a secured business loan, the value of your collateral should equal the ...

  8. Best merchant cash advances - AOL

    www.aol.com/finance/best-merchant-cash-advances...

    Loan amounts. Bankrate score. Lendio. Loan marketplace for MCAs. $5,000 to $2 million. 4.6. PayPal. Accessible merchant cash advances. $1,000 to $150,000 for first-time borrowers.

  9. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Merchants must also satisfy data security compliance standards which are highly technical and complicated. In many cases, there is a delay of several days before funds are deposited into a merchant's bank account. Because credit card fee structures are very complicated, smaller merchants are at a disadvantage to analyze and predict fees.

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