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Find a high yield CD account from Discover. Compare online CD rates and choose the best CD term to reach your financial goals. Open a CD online today.
Earn interest over 5x the National Savings Average. Open an Account. X.XX% APY. Grow your money with our high-yield Online Savings Account. No minimum deposit required.
IRA CDs from Discover Bank, Member FDIC offer both Traditional and Roth IRAs with high interest rates. View our IRA CD interest rates and calculator today.
Discover's Money Market account gets you high interest rates, no fees and lets you access your cash via ATM, debit card and checks. Open a money market account today.
Explore our comprehensive Certificate of Deposit FAQs for answers to common questions. Learn how a CD Account works, the minimum deposit requirement and more.
The APY will be determined and fixed for entire IRA CD term once account is opened and correctly completed documentation and funding is received. We will send you written confirmation of the interest rate, APY and maturity date of your IRA CD after it is opened or funded.
Current CD rates are affected by the interest rate environment. If you’re wondering when CD rates will go up in 2023, you’ve got to consider the interest rate environment. The higher the interest rate, the more banks are typically willing to pay on deposits.
Called “CD laddering,” this approach is a great way to take advantage of the higher interest rates that typically come with longer-term CDs while still ensuring you have intermittent access to your money.
Discover online bank accounts—no hidden fees, 24/7 U.S.-Based service, and 60,000 no-fee ATMs. Enjoy the freedom of free checking when you open an account today.
If you do nothing when your CD matures, Discover will automatically renew it for you after a 9-day grace period. The new CD will have the same term as the old one. So if your CD was for 1 year, the new one will also be for a 1-year term. The interest rate on the new CD will reflect Discover’s current rate for that term on the day the CD matures.