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  2. The 9 Best No Annual Fee Credit Cards of October 2022 - AOL

    www.aol.com/finance/9-best-no-annual-fee...

    5 out of 5 Overall. Key Features. Redeem awards with Amazon. Credit monitoring tool. 0% APR on balance transfers. Get Details. The Chase Freedom Unlimited offers you access to some of the best ...

  3. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

  4. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Kirtz, No. 22-846, 601 U.S. ___ (2024) The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of ...

  5. The 8 Best Low Interest Credit Cards of November 2022 - AOL

    www.aol.com/finance/8-best-low-interest-credit...

    The Chase Freedom Unlimited card is our pick for the best overall cash back card. It offers a solid 15 months of 0% intro APR, followed by a relatively low standard APR rate. The cash back rates ...

  6. Fair Credit and Charge Card Disclosure Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_and_Charge...

    The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.

  7. Best unsecured credit cards for bad credit - AOL

    www.aol.com/finance/best-unsecured-credit-cards...

    A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...

  8. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [ 1] and signed by President George W. Bush on December 4, 2003, [ 2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request ...

  9. GOBankingRates’ Best Credit Cards of 2023: Top Cards for ...

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    Wells Fargo Autograph Card. Chase Southwest Rapid Rewards Priority Credit Card. U.S. Bank Altitude Connect Visa Signature Card. Chase Southwest Rapid Rewards Premier Credit Card. Capital One ...

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